TFL and SL are interest-free during the course of study i.e. interest will only be computed upon graduation and is based on the average prime rate of the 3 local banks (DBS, OCBC, and UOB).
TFL: Repayment should be made not later than 2 years after graduation or on securing employment, whichever is earlier.
SL: Repayment commences within 6 months after graduation or upon graduates securing employment, whichever is earlier.
For further queries, please contact DBS directly.